Scattered Records
Receipts, invoices, and requests live across emails, spreadsheets, and messaging apps.
Time saved is money saved.
Manage expenses, reimbursements, bills, and approvals in one place. Cheddar helps your team spend less time chasing paperwork and more time growing your business.
Built for growing businesses in the Philippines.Spending overview
A clearer picture of your company spending.
Total spending₱248,500This month
Pending approvals12₱38,250 to review
Reimbursements8₱16,800 requested
Outstanding bills₱84,0005 vendor bills
Recent financial activity
REQUEST / VENDORAMOUNT STATUS
Maria SantosClient meeting · Reimbursement
₱2,450Pending
Paper & Co.Office supplies · Vendor bill
₱12,800Approved
Paolo ReyesSite visit · Reimbursement
₱1,850In review
CloudspaceSoftware · Vendor bill
₱8,400Approved
Spending by category
Operations42%
Travel & meals28%
Software20%
Other10%
cheddar / Overview
June 2026 · Sample data
Spending₱248,500
Approvals12 pending
Reimbursements8 requests
Vendor bills₱84,000
Recent activity
Maria Santos₱2,450
Paper & Co.₱12,800
Spending by category
Operations · Travel & meals · Software · Other
01 / THE PROBLEMRunning a business is hard enough.
Running a business is hard enough.
Managing expenses shouldn’t be.
As your business grows, managing spending becomes more complicated. Receipts get buried in conversations, approvals take longer, and finance teams spend hours piecing together information from spreadsheets and disconnected systems.
Slow Approvals
Employees and managers spend unnecessary time following up on requests.
Limited Visibility
Understanding where company money goes shouldn’t require consolidating multiple spreadsheets.
Manual Finance Work
Finance teams spend too much time encoding expenses, collecting documents, and preparing reports.
There’s a simpler way. ↓
02 / MEET CHEDDAR
Everything you need to manage company spending.
Cheddar brings everyday financial workflows into one organized workspace, making it easier for your team to request, approve, track, and manage company expenses.
New reimbursement
Client meeting expenses
Amount₱2,450.00
CategoryMeals & entertainment
Employee Reimbursements
Let employees submit reimbursements with supporting receipts while finance teams review, approve, and track requests from one place.
Vendor bills
Paper & Co.Due in 5 days
₱12,800CloudspaceAwaiting review
₱8,400Studio SupplyApproved
₱6,200Vendor Bills & Payables
Organize incoming invoices, manage vendor payment obligations, and keep track of outstanding bills.
Expense Management
Categorize spending, organize financial records, and understand how company money is being used.
Custom Approval Workflows
Configure approval processes that match your organizational structure and spending policies.
Expense Liquidation
Simplify cash advance tracking, expense submission, and reconciliation.
Spending Reports & Visibility
Get a clearer picture of business spending with centralized records, reports, and financial insights.
03 / HOW IT WORKS
From request to reconciliation, simplified.
Bring structure to your spending workflows without introducing unnecessary complexity.
01→
Submit
Employees submit expenses, reimbursement requests, or vendor bills with supporting documents.
02→
Review & Approve
Requests follow your configured approval workflow so the right people can review them.
03→
Track & Manage
Finance teams monitor spending requests, approved expenses, and payment obligations in one place.
04✓
Reconcile & Report
Maintain organized financial records and gain visibility into business spending.
04 / AI ASSISTANCE
A little intelligence goes a long way.
Cheddar brings AI into the workflows you already know. Spend less time on repetitive work while staying in control of important financial decisions.
Smart Document Capture
Extract useful information from receipts and invoices automatically.
Intelligent Categorization
Get suggested categories for expenses and transactions.
Faster Reviews
Summarize expense requests and identify details that may need attention.
Ask About Your Spending
Discover insights by asking questions about your financial activity.
Review expense
DRAFT↗ receipt_client_lunch.pdfDocument captured · Review extracted details
MerchantThe Lunch Table
Amount₱2,450.00
CategoryMeals & entertainment
✦ Suggested categoryMeals & entertainment · You can change this.
05 / CONNECTED BY DESIGN
Built to work with your business.
Cheddar is designed to connect with the tools your business already uses, helping you automate workflows without creating another isolated system.
Business Integrations
Connect spending information with accounting, payroll, and other essential business tools.
Developer-Friendly APIs
Build integrations and automate financial operations through well-designed APIs.
Automated Events & Webhooks
Keep applications synchronized when expenses, approvals, or financial records change.
Your spending needs will grow.
So will Cheddar.
We’re starting by making everyday expense management simpler. But our vision goes further: helping businesses manage more of their spending, from the moment a purchase is made to the moment it’s recorded and reconciled.
Corporate Cards &
Spending Controls
Imagine giving your team the ability to make business purchases with corporate cards while keeping spending limits, policies, and transaction visibility in one place.
- ↗ Physical and virtual corporate cards
- ↗ Employee and team spending limits
- ↗ Transaction-level visibility
- ↗ Card spending controls and policies
- ↗ Easier reconciliation of card transactions and receipts
Cards & controls
cheddarVIRTUAL · CONCEPT ONLY•••• •••• •••• 0000ALEX DELA CRUZ / SAMPLE CARD
Alex Dela Cruz · Team purchases₱15,000 limit
Design team · Software₱25,000 limit
Sample transaction · Office supplies₱1,250
Budgets & Proactive Spending Management
Set budgets for teams, departments, or projects and gain better visibility into spending before costs get out of control.
- ↗ Department and project budgets
- ↗ Real-time spending visibility
- ↗ Budget thresholds and alerts
- ↗ Policy-based spending controls
More Connected Financial Workflows
Bring more of your company’s financial operations together through integrations, automation, and expanded payment capabilities.
- ↗ Expanded accounting integrations
- ↗ Vendor payment automation
- ↗ Subscription and recurring expense tracking
- ↗ More sophisticated reconciliation workflows
We’re building Cheddar to grow alongside your business.
Get Early Access06 / WHY CHEDDARLess time on paperwork.
Less time on paperwork.
More control over spending.
Give your finance team a better way to manage company spending, without adding unnecessary work for everyone else.
Save Valuable Time
Reduce the repetitive tasks that slow down everyday finance operations.
Stay Organized
Keep requests, documents, approvals, and spending records together.
Maintain Control
Establish consistent approval processes and improve accountability.
Grow With Confidence
Build spending workflows that can evolve as your team and business expand.
07 / GET EARLY ACCESS
Be among the first to experience Cheddar.
We’re building a simpler, smarter way for growing businesses to manage their spending. Join our early-access list for product updates, previews, and opportunities to help shape what comes next.
- Get product updates and previews
- Share what your business needs
- Hear about early-access opportunities
Having trouble with the form? Join our early-access list ↗
You are on the list!
Thanks for your interest in Cheddar. We will share updates and early-access opportunities as we get closer to launch.
08 / A FEW MORE DETAILSGood questions.
Good questions.
Straight answers.
Cheddar is an upcoming spend management platform designed to simplify business expenses, employee reimbursements, vendor bills, and approval workflows.
Cheddar is being built for growing businesses, especially small and medium-sized companies with lean finance and operations teams.
Cheddar is currently in development. Join our early-access list for product updates and opportunities to try the platform.
Corporate cards and spending controls are part of the future product opportunities we’re exploring. Our initial focus is simplifying everyday spending workflows, and we’ll share more as our plans develop.
No. Cheddar’s primary workflows are designed around familiar interfaces. AI is optional and intended to help you complete tasks faster.
Integrations are an important part of Cheddar’s product direction. We’ll announce specific integrations as they become available.
Pricing has not been announced yet. Early-access subscribers will receive updates as our launch plans develop.
Ready to spend less time
managing spending?
Join our early-access list and help shape a better way for growing businesses to manage their expenses, approvals, and future spending needs.
Get Early Access